Overview Mortgage

You Deserve More Than Just a Loan

You want to get the most out of your mortgage both now and in the future. As experienced mortgage professionals, we provide competitive rates and flexible options tailored to your needs, whether you’re buying your first home, next home, or a vacation property. It’s a good idea to schedule a free, no-obligation review of your situation, as the right mortgage can help build your wealth and save you money over time.

Why Use a Mortgage Broker Over a Bank?

Purchasing a home can feel overwhelming since it’s often one of the largest investments you’ll make. It’s important to have the right information and tools to make the process as smooth and stress-free as possible, while also planning for your financial future.

In the past, people primarily went through banks for mortgages, but today, many find value in using mortgage brokers. When considering a mortgage, using a broker instead of a bank can offer several advantages:

Access to Multiple Lenders
Time and Effort Savings
Potential Cost Savings
Unbiased Advice
Better Rates
Personalized Service
No Cost to You

Mortgage Process

1
Application / Pre-Approval
Our secure online application takes roughly 5 minutes to fill out. Providing detailed information helps us efficiently process your application and find the best lender for you.
2
Processing
After we receive your application, we’ll reach out to review the details and chat about your goals. We will then submit your application to our lenders for a rate hold.
3
Approval
Once application is approved, we'll send you a Mortgage Commitment to sign and return with any required documents. After lender approval, your loan will move to your lawyer's office.
4
Before Funding
Your mortgage will be finalized through an appointment with your lawyer. At this appointment, you’ll sign the final documents, and the funds will be transferred.
5
After Funding
Our relationship doesn’t end once your mortgage is funded. We’re here to support you throughout the life of your mortgage, whether it’s buying new properties or refinancing.

Services

We work with over 50 lenders to offer hundreds of mortgage products, ensuring we find the best features and rates to meet your needs.

Purchase

Whether you’re new to home buying or experienced, we’re here to guide you from pre-approval to possession. We offer access to top mortgage products and rates in Canada and educate you on various financing options to make your home buying journey smoother. Contact us to explore your options and ensure a seamless process.

Renewal

Nearly 60% of borrowers accept their lender’s initial mortgage renewal offer without exploring alternatives, potentially overpaying. Starting to explore new terms four months before maturity allows you to reassess your financial needs. We can help find better rates, and transferring to a new lender could result in significant  savings.

Refinance

Refinancing your mortgage can help you stabilize payments, access better rates with improved credit, or utilize home equity for expenses like renovations or debt consolidation. Consulting a mortgage professional and financial planner can help you explore these options while considering the benefits and risks.

Getting Started

Ready start your mortgage journey? Contact us today for a complimentary consultation. We’ll discuss your financial situation, goals, and how we can help you secure the right mortgage tailored to your needs.